American Express Membership Rewards® Credit Card – Refer Link, Benefits, Charges

American Express Membership Rewards Credit Card is Card issued by American Express and charges you a joining fee of ₹1,000 and a renewal fee of ₹4,500. But if you join using my Refer Link on the page & you’ll be rewarded 2,000 Referral Bonus Membership Rewards® points + First Year Fee Free (Saving INR 3,500) also Second Year onwards ₹ 1,500 in Place of ₹4,500.

Let me tell you more benefits about American Express Membership Rewards Credit Card.

American Express Membership Rewards® Credit Card Features & Benefits
 

  • Referral Offer

    • Earn 2,000 Referral Bonus Membership Rewards® points.
      “When you spend INR 5,000 within 90 days of Card membership + Zero First Year Fee on being referred (Saving INR 1,000)”
    • Second Year onwards: ₹1,500 plus applicable taxes
  • Milestone Benefit

    • Earn 1,000 Bonus Membership Rewards Points for simply using your card 4 times on transactions of ₹1,500 or above in a calendar month.
    • Earn an additional 1,000 Membership Rewards points simply by spending INR 20,000 or more in a calendar month. This is an enrollment-based benefit. Click here to enroll.
  • Reward Points

    • 1 membership reward point per ₹50 spent excluding fuel transactions, Utility bill payments, insurance, and cash transactions.

American Express Membership Rewards® Credit Card Fee and Charges

    • Joining fees: Nil
    • Renewal charges ₹1500 + GST
      • 100% waived off if total spends is ₹1,50,000 and above in a year.
      • 50% renewal fee will be waived off if total spends is ₹90,000 to ₹1,49,999 in a year.