Onchat Refer and Earn | Niki Recharge, Bill Payment, DTH Recharge Offer |

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HDFC Bank OnChat Offers

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Get 20% Instant Discount up to Rs.100 on Bill Payment
Get 20% Instant Discount up to Rs.50 on Prepaid Recharge
Get 30% Instant Discount up to Rs.400 on all bus bookings



Refer & Earn T&C

How to avail offer
The discount amount will be auto debited from your total amount of payment

Terms & Conditions
Offer 1: Get 20% Instant Discount up to Rs.100 on Bill Payment

  • Offer validity is limited to first 8,000 discounted transactions in the month of December
  • Each user can avail the offer only once for the month of December 2018
  • Offer is valid from 1st Dec 2018 00:00 hours to 31st December2018, 23:59 hours.
  • The offer is valid on all the household bill domains like: electricity, gas, DTH, post-paidbill, landline, data card and broadband.
  • The offer is valid for all users.
  • These offers are provided be HDFC Bank
  • The services are powered by Niki.ai
  • HDFC Bank may change the offer terms and conditions or withdraw any cashback at any time without prior intimation.



Offer 2: Get 20% Instant Discount up to Rs.50 on Prepaid Recharge

  • Offer validity is limited to first 2,500 discounted transactions in the month of December
  • Each user can avail the offer only once for the month of December 2018
  • Offer is valid from 1st December 2018 00:00 hours to 31st December2018, 23:59 hours.
  • The offer is valid on the first prepaid recharge in the month of Decemeber.
  • The offer is valid for all users.
  • These offers are provided be HDFC Bank
  • The services are powered by Niki.ai
  • HDFC Bank may change the offer terms and conditions or withdraw any cashback at any time without prior intimation.
  • OnChat points cannot be redeemed in case of discounted offers.



Offer 3: Get 30% Instant Discount up to Rs.400 on all bus bookings

  • Offer is valid from 1st December 2018 00:00 hours to 31th Decemeber2018, 23:59 hours.
  • Get 30% Instant discount up to Rs.400 on all Bus Ticket Booking.
  • All users can avail the offer multiple times.
  • Offer validity is limited to first 500 bookings
  • These offers are provided be HDFC Bank
  • The services are powered by Niki.ai
  • HDFC Bank may change the offer terms and conditions or withdraw any cashback at any time without prior intimation.
  • OnChat points cannot be redeemed in case of discounted offers.



PayZapp: Flat 10% cashback on all orders. Max cashback Rs.250 per user per month.
(Use code : BILLPAY on PayZapp)

Offer TnC:

  • Use code “BILLPAY” on Payzapp payment screen to avail offer.
  • Offer is valid from 14th November, 2018 (from 00:00 hrs) till 31st December 2018 (23:59 hrs) (Both dates included)
  • CashBack shall be credited as Payzapp cash within 7 days from date of transaction
  • Customer should be KYC compliant customer as per Payzapp, at the time of the transaction to avail CashBack
  • Offer is valid when the payment is made with Payzapp
  • Customer needs to have an active Payzapp wallet for successful receipt of CashBack.



Refer & Earn T&C

  • Flat Rs 50 Cashback on each successful Referral Signup of your friend
  • A user can earn a max of Rs.500 on your friends successful Sign Ups during the offer period.(Rs 50 on each friend signing up)
  • Referred user should have a valid Facebook Profile
  • HDFC Bank &Niki will be the final decision makers in case of discrepancy
  • Value of 1 Cashback point = 1 Rupee
  • Offer will be valid from 14th December 2018 to 04th January 2019 (both days inclusive)
  • Successful Referral: A successful referral will be considered when the new referred user has signed up on HDFC Bank OnChat
  • Maximum Points: A user can collect maximum 500 Cashback points through referrals
  • Maximum Referrals: First 30000 successful referrals, within the offer period,will be eligible to earn Cashback points
  • A user can redeem 100% of available cashback points in a transaction
  • Cashback points and discount cannot be availed for Cabs and Movie Booking Transactions
  • These offers are provided be HDFC Bank
  • The services are powered by Niki.ai
  • HDFC Bank may change the offer terms and conditions or withdraw any cashback at any time without prior intimation
  • Referral credits from previous campaigns will not be considered in this campaign’s limit
  • All availablereferralcredits will expire on 31st January, 2019