Credit meets Convenience with Kotak UPI RuPay Credit Card. Link your card on UPI Apps & make payments Instantly.

Let us discuss features of Kotak Virtual Only Lifetime Free UPI RuPay Credit Card.

Kotak Virtual Only Lifetime Free UPI RuPay Features & Benefits

 

Reward Benefit​

Earn 3 Reward Points* per ₹100 spent

Credit Card on UPI​

Enjoy facility of making UPI Payment with your credit card.

Virtual Credit Card​

Go wallet free by making instant payments with your credit card.

Lifetime Free Card​

No Joining & Annual Fees for lifetime.

Earn Reward Points​

• Earn 3 Reward Points* against every ₹ 100 spent.
• No capping limit per statement cycle on earning Reward Points
• Reward Points will be accrued for both UPI as well as Regular# Credit Card Transactions
• Every 1,000 Reward Points will be equivalent to ₹100.
• Minimum 1000 Reward Points will be required for redemption.

Lifetime Free Card​

*Reward Points will not be accrued for transaction categories such as: Rent, Fuel, Railway, Wallet Loading, EMI, Education & Balance Transfer

#Regular Credit Card Transactions include Online/E-Commerce and International Transactions made virtually

Eligibility Criteria​

• Customer should be an existing Kotak Credit Card holder
• Customer should be in age bracket of 18-65 Years
• Customer should be a resident of India